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A common myth is that if you live with someone for seven years, then you are considered to have a common law marriage. Common law marriage is:
1. when a couple lives together for a certain number of years
2. considers themselves as husband and wife
3. have intentions of being married
Judgment creditors can garnish your wages in order to collect the judgment. Creditors of a few types of debts (back taxes, child support, and student loans) can garnish your paycheck without a judgment. In most case the maximum is 25% of your disposable income.
Garnishments to pay child support depend on whether you are currently supporting another spouse and/or child, other than the child who is the subject of the child support order. If so, up to 50% of your disposable income (what's left after mandatory deductions) can be garnished and sent to the child's other parent. If you aren't currently supporting anyone, up to 60% of your disposable income can be garnished for child support. Child Support is non-dischargeable in bankruptcy.
